NBC's The Today Show recently hosted a segment about an interesting topic that might interest all engaged couples. Apparently, it is getting more and more common these days to take out an insurance policy when planning a wedding. After all, the cost of weddings continues to increase and there are all sorts of deposits and fees due long before the ceremony takes place. Inclement weather, power outages, and transportation delays are all reasons why having an insurance policy might be a smart thing to do. However, Fireman's Fund Insurance has now come up with a rider that one may add to an existing wedding policy ... it's called the "change of heart" rider. And it covers you should your fiance decide to call the whole thing off before the big day! Stories like the runaway bride in Georgia getting national attention got the folks in the insurance industry thinking. I suppose if someone is left at the altar, it may bring some level of comfort to know they wouldn't be out all that money. An insurance policy like this may cover the financial loss, but I'm sure it wouldn't begin to cover the emotional loss. I think a better investment is to participate together in some good solid premarital counseling and education. Tread slowly. Take your time. There shouldn't be any rush in the decision to marry. Take the time to really get to know the person you want to spend the rest of your life with. It may just be the best wedding insurance you can find.
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